Spring Lake, Sea Girt and Wall Township real estate and homes for sale in New Jersey, Waterfront - Donna Fahy-Waters, REALTOR® Donna Fahy-Waters REALTOR(r) for Spring Lake, Sea Girt and Wall Township, New Jersey real estate, Waterfront - NUMBER1EXPERT™ Donna Fahy-Waters NUMBER1EXPERT(tm) for Spring Lake, Sea Girt and Wall Township, New Jersey real estate, Waterfront
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Donna Fahy-Waters, REALTORŪ, real estate agent and broker for Spring Lake, Sea Girt and Wall Township New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

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Mortgage Prequalification: Spring Lake, Sea Girt and Wall Township New Jersey home buying, real estate listings, and homes for sale in Monmouth County, NJ
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job As a top Spring Lake, Sea Girt and Wall Township REALTORŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Real Estate Contracts >Clean Contracts

"Clean" is a term that is often used to describe an offer on a house. A "clean" offer does not refer to the price of the house, but to the terms of the agreement. If you really want a particular house, the "cleaner" you can make your offer, the better.

What are the characteristics of a clean contract? A contract is considered "clean" when the buyers are paying cash or are clearly qualified for a mortgage, the sale isn't contingent on the sale of another home, the buyers don't ask the sellers to carry any of the financing, and if the closing date coincides with the sellers' needs. A clean contract doesn't have any unusual requests for repairs or insistence that certain articles convey that would not ordinarily stay in the house. A clean offer has an important competitive edge if you are offering less than full price or if you are in a situation where there is more than one offer on the property.

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Real Estate Trivia
Q 
Where is the world's oldest hotel?

A 
The Hotel Ryokan in the village of Awazu, Japan dates back to AD 717, when an inn was built near a hot spring reported to have miraculous healing properties.
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Donna Fahy-Waters, REALTORŪ, real estate agent and broker for Spring Lake, Sea Girt and Wall Township New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Donna Fahy-Waters and Linda Romano
Coldwell Banker Residential Brokerage

1122 Third Ave
Spring Lake, NJ 07762
Office: (732) 449-2777
Cell: (908) 601-0645
Fax: (732) 449-0352
donnafw@NUMBER1EXPERT.com

Our commitment to excellence dominates our approach to all of our clients. Acknowledged as industry leaders in the top 1% of all Realtors nationwide our results reflect our sales, marketing and business backgrounds. From condos to castles, Expect the Best!

Equal Housing MLS REALTOR


Coldwell Banker Residential Brokerage real estate and homes for sale in Spring Lake, Sea Girt and Wall Township New Jersey

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