Spring Lake, Sea Girt and Wall Township real estate and homes for sale in New Jersey, Waterfront - Donna Fahy-Waters, REALTOR® Donna Fahy-Waters REALTOR(r) for Spring Lake, Sea Girt and Wall Township, New Jersey real estate, Waterfront - NUMBER1EXPERT™ Donna Fahy-Waters NUMBER1EXPERT(tm) for Spring Lake, Sea Girt and Wall Township, New Jersey real estate, Waterfront
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Top Real Estate Links: Spring Lake, Sea Girt and Wall Township New Jersey home buying, real estate listings, and homes for sale in Monmouth County, NJ
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Useful Real Estate Web Sites 

Here's a short list of some of the more useful real estate and real estate related sites on the web. When you click on any of the links below, you'll see the site you chose, along with a form at the bottom of your screen. Use it to get answers for any questions you might have about anything you find. 

Remember: It's my job to know more about real estate than any web site! 

Spring Lake Moving Companies
With just a few clicks 123 Movers can find you Fast, Free, no obligation quotes from local & interstate moving companies, auto transport specialists, self storage organizations, international movers and more. Relocation can be a stressful event so let us help you find the moving services you need by searching our directory of licensed movers.

GOVERNMENT REAL ESTATE RESOURCES
Try the US Census Bureau, FedStats.com, or the Bureau of Labor Statistics for useful information. The HUD web site is full of resources. Don't forget Fannie Mae, Freddie Mac, or Ginnie Mae. Get home buying tips from the Federal Consumer Information Center.

LOCAL INFO
Find your local Chamber of Commerce or State Government.


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Real Estate Tips
Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Real Estate Trivia
Q 
Where will you find the world's largest indoor waterfall?

A 
The lobby of the International Center in Detroit, Michigan has a waterfall of 114 feet, backed by 9,000 square feet of marble.
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Donna Fahy-Waters, REALTORŪ, real estate agent and broker for Spring Lake, Sea Girt and Wall Township New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Donna Fahy-Waters and Linda Romano
Coldwell Banker Residential Brokerage

1122 Third Ave
Spring Lake, NJ 07762
Office: (732) 449-2777
Cell: (908) 601-0645
Fax: (732) 449-0352
donnafw@NUMBER1EXPERT.com

Our commitment to excellence dominates our approach to all of our clients. Acknowledged as industry leaders in the top 1% of all Realtors nationwide our results reflect our sales, marketing and business backgrounds. From condos to castles, Expect the Best!

Equal Housing MLS REALTOR


Coldwell Banker Residential Brokerage real estate and homes for sale in Spring Lake, Sea Girt and Wall Township New Jersey

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